LIFE INSURANCE UNDERWRITING GUIDE

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Cholesterol Ratio...
...versus premium is compared for several companies at the right. Rates are from the Term4Sale.com database as of April, 2002.

Cost of Choosing the Wrong Company
At 7.0, the total difference in premium among companies is $695. This is the cost of choosing the wrong company. More examples are available at life-insurance-underwriting.org, or see the full underwriting study.

Company Premium
at 7.0		 Premium Difference
Company 7 $   835 $  -  
Company 1 $1,285 $450
Company 2 $1,330  $  45 
Company 3 $1,530 $200
Total   $695


If you can't do anything about your poor cholesterol ratio, at least you can choose the right company! If you need help evaluating your factors and choosing the right company, click here.

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