LIFE INSURANCE UNDERWRITING GUIDE

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Driving Record...
...versus premium is compared for several companies at the right. Rates are from the Term4Sale.com database as of April, 2002.

Cost of Choosing the Wrong Company
For 2 convictions in 3 years, the total difference in premium among companies is $600. This is the cost of choosing the wrong company. More examples are available at life-insurance-underwriting.org, or see the full underwriting study.

Company Premium
(at 2 in 3)
Premium Difference
Company 3 $   730 $  -  
Company 8 $   900 $170
Company 2 $1,330 $430
Total   $600


If you can't do anything about your driving record, at least you can choose the right company! If you need help evaluating your factors and choosing the right company, click here.


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