LIFE INSURANCE UNDERWRITING GUIDE

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Family History (Death)...
...versus premium is compared for several companies at the right. Rates are from the Term4Sale.com database as of April, 2002.

Cost of Choosing the Wrong Company
For one death, the total difference in premium among companies is $575. This is the cost of choosing the wrong company. More examples are available at life-insurance-underwriting.org, or see the full underwriting study.

Company Premium
(at One)
Premium Difference
Company 7 $   715 $  -  
Company 5 $   815 $100
Company 6 $1,290 $475
Total   $575


You can't do anything about your family history, but at least you can choose the right company! If you need help evaluating your factors and choosing the right company, click here.


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